TM
Talifhani M

1 reviews | Active since Feb 2017

22 May 2026, 15:36

Poor Handling of Warranty Claim for Defective Vehicle Repairs

I am disappointed with the way Budget Insurance has handled my warranty claim relating to defective repair work and paintwork on my vehicle.

The vehicle was previously repaired under a Budget Insurance claim, and a lifetime guarantee was issued for the repair and paintwork. The affected areas are now showing clear signs of paint failure, including peeling, bubbling, and deterioration on sections that were previously repaired. This does not reflect acceptable workmanship or a lasting repair.

After I lodged the warranty claim, Budget Insurance sent an assessor to inspect the vehicle. The assessor confirmed that the paintwork requires attention and further confirmed that the additional noise from the rear right wheel and the rear bumper reflector concern were captured in the assessment report.

I was advised that feedback would follow. However, no formal feedback was provided until I followed up myself. I was then given a contact number to call, only to be informed that no final decision had been made. I was further advised that the matter is now with the assessor’s lead and the insurance lead, and that another assessor, specifically a paint specialist, may be sent to conduct a further assessment.

This is unacceptable. Budget Insurance arranged the first assessment, and my sister had to make herself available to attend on my behalf as I am not currently available in person. If a paint specialist was required to make a proper decision, this should have been arranged from the start. The current approach has caused unnecessary delays, duplication, and inconvenience.

I have also previously been reasonable regarding other repair-related concerns. The windscreen was replaced at some point, and the mirror holder was not properly secured afterward. I did not escalate this at the time as I considered it minor, but it has since failed. I also raised an issue with the driver door seal after the vehicle was repaired on the affected side, but I did not pursue it further because the panel beater had already taken too long and I needed the vehicle back.

There is also paint deterioration on the front of the vehicle, which I was advised may be stone chips. However, based on the condition and pattern of the paint failure, this should be properly assessed and not dismissed without proper review.

Budget Insurance must now take ownership of this matter, provide a clear formal response, and confirm the way forward on the paintwork defects, the rear right wheel noise, and the other repair-related concerns raised, including the mirror holder, driver door seal, front paint deterioration, and rear bumper reflector, together with the timelines for rectification.

The continued delays, lack of formal feedback, and repeated assessment process are not acceptable. Budget Insurance must honour the lifetime guarantee issued and ensure that the vehicle is properly rectified without further unnecessary inconvenience.

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Replies (4)
Budget Insurance
Budget Insurance's reply22 May 2026, 15:45
Official
Good day Talifhani,

Thank you for bringing your concerns to our attention, and we sincerely apologise for the frustration caused.

To assist you further and ensure that your query is handled thoroughly, we have requested additional details from you via a private message. This is to protect your personal information while we investigate and work towards a resolution.

Kindly review the private message and provide the requested information at your earliest convenience so that we can proceed without further delays.

We appreciate your patience and will continue to support you throughout this process.

The Budget team
Budget Insurance
Budget Insurance's reply22 May 2026, 16:11
Official
Thank you for your details Talifhani, we have escalated your complaint to the relevant team to assist you.

Kind regards, 
The Budget team
Budget Insurance
Budget Insurance's reply22 May 2026, 16:31
Official
Good day Talifhani 

We apologize for the frustration and inconvenience caused and have escalated your complaint to the team that can assist you.

Kind regards, 
The Budget team
TM
Talifhani M's update08 Jun 2026, 10:28
Reviewer Update
Budget Insurance Still Delaying Resolution After Multiple Assessments
I am once again disappointed by the manner in which Budget Insurance is handling my warranty claim.

Following my previous complaint, I was advised that the matter had been escalated and that a paint specialist would be appointed to assess the vehicle. Instead, the individual who attended appeared more focused on defending the existing repairs than conducting an objective technical assessment.

What is particularly concerning is that the assessment feedback contains references to items such as the left fender, despite me providing photographs of the original damage and explaining which repairs were the subject of the warranty claim. In addition, I specifically advised that I did not have photographs relating to an earlier bumper repair, yet assumptions appear to have been made regardless.

The purpose of the follow-up assessment was supposedly to obtain a specialist opinion. However, I have seen no evidence that a proper technical paint assessment was carried out. The first assessor inspected the vehicle and agreed that the paintwork required attention. Instead of acting on those findings, Budget Insurance has now prolonged the process with another assessment, yet I still have not received a formal decision.

At this point, the issue is no longer only about the paintwork. It is about the repeated delays, inconsistent assessments, and the lack of a clear outcome despite multiple inspections and escalations.
I have made myself available, my sister has taken time away from work on more than one occasion to accommodate assessments on my behalf, and I have provided supporting information when requested. Despite this, I am still waiting for formal feedback from Budget Insurance.