My premiums were and excess started on a high and later when considerably lower

My premiums were and excess started on a high and later when considerably lower. Today, I see on my profile that my premiums have went up again along with the excess. And for them to lower it to where it was, that means I’ll have to increase my excess to R10k for R1075 premiums. So basically, I’m doubling my excess now going forward 🤦🏾♂️ No more paying R1065 premiums with excess of R4800. Disappointing!!