I don't understand why Budget charged me very high premium for 4 yrs but were Iowered significantly when i requested cancelation because another insurance had given me a very low premium for the same comprehensive cover 🤔 I am now happy with Budget's low

I don't understand why Budget charged me very high premium for 4 yrs but were Iowered significantly when i requested cancelation because another insurance had given me a very low premium for the same comprehensive cover 🤔 I am now happy with Budget's lower premium for the same comprehensive cover. And the fact that every year, I will be getting 10%cashback 💪🏿