Don't take value added products from budget if you live far from town

Never take budget insurance value added products if you live in rural areas or far from big towns, when they sell the policy to you they promise that you can use any repairer near you if you are far from town, come claim time they say your claim is approved to a repairer far away from you and you struggle for transport once dropped the car or you pay big amount for transport as you have to rush to work.