ME
Marius E

1 reviews | Active since Jul 2009

05 Jan 2026, 17:48

DO NOT INSURE WITH BUDGET... THEY ONLY COLLECT PREMIUMS!

Technology can make things easy, but NOT if you are insured with BUDGET. They want you to do everything via their app, but their app hardly ever works... The agent admitted to this!!! Trying to upload pictures of your vehicle only works for the first vehicle. Adding new items to be insured is a total nightmare... They give you a list of outstanding actions, but the app cannot process these actions. But, despite not being able to complete your application, your premium is deducted IMMEDIATELY... When you request a callback, it is a sales person (they phone almost immediately to make their commission target), but when you need help, you have to DRIVE to a different company (i.e. Glassfit) to help you. So, (1) their app does not work, (2) their call centre agents send you from pillar to post and (3) they rely on other companies to do the work. BUT, THEY CAN AND WILL TAKE YOUR MONTHLY PREMIUM IMMEDIATELY. Taking your money is the part they do well, really well... I have never dealt with such an *********** company... And, they are not cheap! If I do claim one day, Budget will reject my claim and I will have to show this complaint to the insurance ombudsman, since you cannot email documents to Budget... I am not doing anything further and assume my 3 vehicles, household content, boats, quad bikes, jewelery, etc. to be fully insured. I tried my best, I cannot do anything more...

0
Replies (5)
Budget Insurance
Budget Insurance's reply05 Jan 2026, 18:02
Official
Hi Marius Engelbrecht,

We acknowledge receipt of your complaint and apologize for any inconveniences caused to you. 

Our team will be in contact with you to discuss your concerns and this matter will be escalated to the relevant department.

Kind Regards, 
The Budget Insurance Team
ME
Marius E's update07 Jan 2026, 10:25
Reviewer Update
Two days have passed and still no reply or assistance from Budget Insurance. I suppose they will only call me when I cancel my insurance at the end of the month... I have never had such bad service from an insurance company. I still regard all property to be fully insured, seeing that Budget is not interested to assist me as a client.
ME
Marius E's update09 Jan 2026, 07:05
Reviewer Update
4 days have passed and still no assistance from Budget Insurance.
Despite me not being able to supply Budget Insurance with all the necessary documents/photos/etc. (reasons listed in previous complaints), I regard my assets and other listed items as fully insured. I cannot do Budget Insurance's work FOR THEM...
ME
Marius E's update09 Jan 2026, 18:03
Reviewer Update
Today, my wife did get a call from Budget Insurance. My wife was in a meeting at the time and the insurance agent promised to phone her back at 13:00 EXACTLY.... At last, service! But, then, another promise was broken. The agent did not call back AT ALL and the matter is still not resolved. Be it as it may, we do regard all our listed items as FULLY insured until Budget Insurance do their part... the part other than just collecting premiums!
ME
Marius E's update15 Jan 2026, 06:48
Reviewer Update
Another 6 days have passed and still no call or email (or even FAX!) from Budget. We will take this up with the short term insurance ombudsman should Budget refuse to pay a claim. I cannot manage their business as well...