ZD
Zamokuhle D

1 reviews | Active since Aug 2026

26 Aug 2026, 18:58

Disappointing Dispointment

I am so disappointed with budget to the core💔. We logged a claim with them last week and they are declining it ,for now I will say based on the wording of the report because that's how it sounds like. We drive a Dsg car and according to the policy the clutch kit is covered, now when we want to claim for it all of a sudden they cannot cover because of how the report is written it makes it look like the flywheel damage the clutch kit but that's not how it is. We phoned explaining the problem and when we spoke to them they understood and acknowledged the mistake but when they sent us to CLAIM DESPUTE DEPARTMENT they promised to phone which they never did nor phone the dealership to verify the statement but assumed thats how the report is and just sent another email declining the claim. Images where provided as proof of the damaged parts. And I need the car for my wife who was in an accident as she struggles with manual vehicle. And its very funny on how an auto train warranty will not cover a flywheel, as it falls under the gearbox and drive train. How do you then deal with that, they sent me documentation with links that don't work if you click on them and keep on repeating unverified statement which the dealership said and available on record that they are understanding the statement wrong but with the way I am explaining the mechanism to them they understand. Before we even took the car in we phoned to confirm if everything was covered and the confirmed it is covered, when they claim was in progress they declined because they also had incorrect information loaded for the car, fine we fixed that one and still confirmed parts are covered. Now when the dealership sends claim documents, now they are rejecting based on how the statement is written.. Yhooo now the car is by the dealership, stripped already🤷♂️. After they told me they will get back to me within 12 days with the disputed claim and today again they send me an email rejecting it based on the statement they haven't verified.

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Replies (7)
Budget Insurance
Budget Insurance's reply26 Aug 2026, 19:05
Official
Good day Zamokuhle,

We're sorry to hear about your experience and understand your frustration with the outcome of your claim and dispute review. We appreciate the detailed information you've provided regarding the assessment, the dealership's findings, and your concerns about the interpretation of the report. We have escalated this to the team to look into this for you.

Kind regards, 
Budget Team

ZD
Zamokuhle D's update27 Aug 2026, 17:07
Reviewer Update
I am still waiting, spoke to the mechanic again today and he is also confused with the decline as that's how he has been submitting he's claims. And your team
never contacted him to verify the outcome because these. All i will ask for now is for my Refund on the premiums I have paid for and to cancel the premium because this in not what I signed up for. Worse part is the inconsistency on the information. Yhooo haa.aaa I am tired and I really need this resolved please. Thank you
ZD
Zamokuhle D's update27 Aug 2026, 17:11
Reviewer Update
Sorry because these parts work hand in hand, its an automatic for crying out loud. Even if the clutch fails first or flywheel it will damage the other as well. So meaning even if it either of them failed the claim will still be declined so what's the use of covering them if you will never approve the claim if you don't understand the mechanism of the car. So no I am not letting this one go. I need my refund and leave you guys cause this is a ****.
Budget Insurance
Budget Insurance's reply27 Aug 2026, 17:13
Official
Good day Zamokuhle,  

We are sorry to hear that you have not been contacted.

We note that our Internal Dispute team busy with your complaint and have reminded them to give you feedback.

Kind regards,

The Budget  team 

ZD
Zamokuhle D's update31 Aug 2026, 18:05
Reviewer Update
They said they will call they mechanical which is fine. But will definitely need some clarity on this one because according to your team they said they don't cover the claim because the mechanical wrote it as if the flywheel damaged the clutch ok fine, cause what they are stuck with is the highlight that the other damaged the other one, now even if the mechanical writes it vise versa, that means they will still say the same thing moss. Or even on a different claim with the same scenario that means nothing will be covered if it works hand in hand with another part, 🤷♀️ so make that make sense please because thats the reason why insurance was taken.
Budget Insurance
Budget Insurance's reply31 Aug 2026, 18:07
Official
Good evening Zamokuhle.

We will share your concerns with the team to give you better advice.

Thank you for reaching out.

Kind regards,
The Budget team
ZD
Zamokuhle D's update01 Sept 2026, 19:23
Reviewer Update
Hi there, please tell Budget people that I want my refund of the premiums i have paid. And I want to cancel my premium with them because this is a **** they are doing and they are BULL****TING people with their premiums.. I don't want anything else I want my refund and they can keep their lie premium... Yeeeerrrr😤🙅 I really can't believe you guys hooo!!! ****ERS at the highest LEVEL.