Despicable Budget Insurance

I had an accident in 2017 and Budget insurance told me I had to pay an access of R17 000.00 for the damages to my car, I said I didn’t have that much money and I was told to go make a small loan. I had to go to a mechanic who did my car for less than R7000.00. I never want to be affiliated with Budget insurance again. My money went into the drain with the insurance. I regret even joining it.