Claim rejected

I am David Geofrey Sibamba. I have a car insurance with budget before I join them I was shopping around MiWay gave me a quote which was less of what budget was giving me I told them to cancel their policy but they wanted to match Mi-way plan and they eventually got me as the. Later I had a claim that was repudiated on the basis that I was paying less yet they gave me the premium trying to beat mi way, Budget is bad when it comes to paying claims