TM
Tumelo M

1 reviews | Active since May 2009

20 Mar 2026, 03:06

Budget Insurance price beat promotion is all LIES

I participated in the Budget Insurance price beat promotion where they state that if they cannot beat your current car insurer, they will pay you the difference of up to R2000 in cash. The cash difference I qualified for was around R1100 and I submitted all documents they requested. They then sent me an email stating that the documents I sent do not meet the promotion requirements. I rep**** to the email asking what requirements are not met. They don’t respond back. I then called them and they said the Terms and Conditions states that the policy document should only be car insurance and no other cover like house contents etc. I then went through their Terms and Conditions and there is nowhere stated that the policy document should only have car insurance. I then called them again and asked where does it state that it is only limited to car insurance and they are failing to show me or prove me with the said clause. To show that this is all lies, please provide me with that clause.

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Replies (4)
Budget Insurance
Budget Insurance's reply20 Mar 2026, 07:06
Official
Good day Tumelo,

We are sorry that you feel this way.

We acknowledge receipt of your complaint and have escalated it to the relevant team to assist.

Kind regards,
The Budget team
Budget Insurance
Budget Insurance's reply20 Mar 2026, 15:34
Official
 
Hi Tumelo


Apologies for having not responded to your mail sooner and any inconvenience caused.


The turnaround time will not be affected by the campaign ending. We won't accept more applications after the closing date but we will close off any enquires thereafter.


Whilst during the quoting process, based on the information you provided, we were unable to beat your premium. However, as we conducted our verification, to ensure that we had given you a quote based on like for like conditions we found the following material differences. 
 
  • Multi-risk cover
 
It is on the basis of these differences that your price beat has been unsuccessful. We would still love to quote you on a like-for-like basis (taking the info in your schedule into account). Please advise if you would like me to get an agent to assist with this?
 
Attached are the full Ts and Cs for your reference. 

 Beat Your Premium or Get Paid – Budget’s Price Beat Guarantee 

Kind regards, 
The Budget team
TM
Tumelo M's update20 Mar 2026, 17:44
Reviewer Update
Nowhere does your Terms and Conditions state anything about multi-risk cover. Please advise where the words “multi-risk cover” is stated from the Terms and Conditions. Furthermore I didn’t receive a call from your agent so we can do a like-for-like quote. You are just beating around the bush because you don’t want to pay R1067. I will wait for your agent so we can do the like-for-like quote and see what your next excuse will be.
TM
Tumelo M's update23 Mar 2026, 14:04
Reviewer Update
A like-for-like quote has been done and your premium is R3288.83 and my insurance is R2250.68, you still could not beat my insurance. So pay what is due to me.