KS
KEITUMETSE S

1 reviews | Active since Jan 2025

22 Jan 2025, 11:19

BUDGET INSURANCE IS A FAILURE AND SHOULD NEVER CALL THEMSELVES AN INSURANCE COMPANY. THEY ARE USELESS

BUDGET INSURANCE IS EXACTLY AS THE NAME SUGGESTS!!

I filed a claim for hail damages on my property as we have a thatch roof, in December 2023. They sent someone to come and check my property who then gave them a full report saying that it is only a matter of "Maintance" although their guy told them that the roof is leaking and needs to be repaired. Despite providing all the necessary documentation, including photos and videos, etc., the claims process has been excessively delayed and denied because BUDGET JUST DONT WANT TO PAY OUT THE CLAIMS! This year again, few weeks ago, we experienced hail stroms in Bloemfontein and the same thing happened, in a different place but on the roof. We lodged ANOTHER CLAIM with the same BUDGET INSURANCE AS THEY COVER FOR BOTH OUR HOME AND BUILDING CONTENTS AND WE HAVE NEVER MISSED OUR MONTHLY PAYMENTS, YET Communication from Budget Insurance has been poor and inconsistent. The person who has been "ASSISTING" us with the claim, for the second time now is MAGGIE GOVENDER. BUDGET INSURANCE SENT THE SAME GUY TO OUR PROPERTY WHO DID THE SAME INSPECTIONS AND HE TOLD US THAT TRULY, THIS ROOF AS WELL AS THE CEILINGS NEED TO BE REPLACED. THEY SENT THE SAME GUY FROM THE SAME PROPERTY, DESPITE THE FACT THAT WE ASKED THAT THEY SEND THE SECOND OPINION. WE HAVE EXPERIENCED DIFFICULTY IN REACHING CLAIMS REPRESENTATIVES AS AFTER A WEEK WITHOUT ANY COMMUNICATION FROM BUDGET INSURANCE, WE WERE FACED WITH AN EMAIL FROM MAGGIE GOVENDER THAT SAYS THAT SHE IS ON LEAVE AND WILL ONLY GET BACK TO US WHEN SHE RETURNS. IS SHE THE ONLY ONE WORKING FOR BUDGET? IF SHES NOT THERE NO ONE WILL ASSIST US??

Now that she is back, the information given by her and Budget is contradictory and inaccurate compared to the one "THEIR GUY" GAVE US FOR THE SECOND TIME NOW.

EVEN NOW, THEY REFUSE TO FIX IT AND PAY OUT ALTHOUGH THE DAMAGE IS NOT IN THE SAME PLACE? WHY ARE WE PAYING THEM WITHOUT FAIL? WHAT SERVICE ARE THEY GIVING US?

I feel that Budget Insurance has been UNREASONABLY DIFFICULT IN ASSESSING MY CLAIM. MY FAMILY AND I HAVE BEEN DENIED VALID CLAIMS WITHOUT PROPER JUSTIFICATION.

BUDGET INSURANCE IS A ****!!!!!! ALL MY FAMILY AND FRIENDS, THE WORLD AT LARGE WILL KNOW ABOUT THIS AND THEY MUST CANCEL THEIR POLICIES WITH BUDGET INSURANCE WITH IMMEDIATE EFFECT!

THEY MUST PAY ALL MY MONIES BACK OR BETTER FIX THAT WHICH I HAVE BEEN PAYING FOR!

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Replies (4)
Budget Insurance
Budget Insurance's reply22 Jan 2025, 11:21
Official
Hi Keitumetse

We acknowledge the receipt of your complaint.

We have escalated the matter to the relevant department for further assistance.

Kind regards,

The Budget Team
KS
KEITUMETSE S's update22 Jan 2025, 11:23
Reviewer Update
I HOPE MY ROOF AND CEILINGS THAT I HAVE BEEN PAYING FOR WILL BE ATTENDED TO AS SOON AS POSSIBLE AND THAT DIFFERENT COMPANIES WILL BE SENT TO ASSESS AS THIS IS UNFAIR. BUT MONTHLY, WE ARE PAYING A LOT OF MONEY FOR NOTHING!!
Budget Insurance
Budget Insurance's reply22 Jan 2025, 11:24
Official
Hi 

The matter has been escalated.

The Budget Team
KS
KEITUMETSE S's update24 Jan 2025, 09:18
Reviewer Update
Good day.

The below refers to the above COMPLAINT i had 2 days ago and was told that the matter had been escalated.

immediately after that, i received a call from someone (forgot his name) from Budget insurance and i also asked him to call my husband which he did. he apologized and He indicated that they have resolved to pay my claim but for the value of R7800,00 +-. This amount emanates from the previous claim which I lodged back in December 2023 from the service provider who made a quotation, THE QUAOTATION WHICH BUDGET REFUSED TO PAY OUT AND FIX OUR ROOF!

MY HUSBAND WROTE THE BELOW EMAIL TO Ms Zelpha Jacobs RAISING OUR CONCERNS REGARDING THE "PAY OUT WHICH IS MADE TO DISMISS US. REGARDLESS OF OUR ATTEMPTS TO REACH OUT TO THEM TO EXPLAIN THAT THE AMOUNT WILL NOT BE ENOUGH TO FIX THE ROOF AND CEILING, THIS MORNING, WITHOUT RESPONDING TO OUR EMAILS FOR THE PAST TWO DAYS, THEY JUST PAID THE MONEY INTO OUR ACCOUNTS - THE MONEY WE DO NOT WANT!

THIS MATTER MUST BE SOLVED TODAY BUDGET INSURANCE....PLEASE HELP US HELLOPETER. THIS IS THE EMAIL SENT TO THEM TWO DAYS AGO:

Dear Ms Zelpha Jacobs,

I received a call from a gentleman from Budget insurance,whose name I forgot to take. This was around 15:33 today.

He indicated that they have resolved to pay my claim but for the value of R7800,00 +-. This amount emanates from the previous claim which I lodged back in December 2023.

After careful consideration,this intervention is not going to assist me at all. This is due to the fact that the person who will do the roof,is only going to concentrate on the roof etc. what about the ceiling inside the house which is now sagging as a result of the leakage in the roof? Even according to the assessment report that you received,indicates that the damaged roof need to be repaired and the ceiling.

Why is it that there was no prior inspection conducted before you guys agreed to cover my property so that you satisfy yourselves with my property condition. How was I supposed to know that you guys expected me to climb up my roof and check every little detail?I find it completely unacceptable to say the least.

I therefore humbly implore you to please check on your call records in order to trace and identify that person who called me. He said the payment will be allocated to my account in 2 working days. I repeat,the roof and the ceiling need to be fixed as soon as possible and not just me receiving R7800,00 for the roofing.

Please revert soonest.


BUDGET INSURANCE IS A DISGRACE!