Budget Insurance do not honour their commitments. They need to revise their terms and conditions as it is very unclear as to what they will not pay out claims for.

If you are considering to join Budget insurance for your vehicle, I would recommend that you first read the policy through. The policy has a clause stating that "the driver will take all precautions to prevent an accident or serious damage". What does that mean? It states in the policy that they will not pay any claims where there has been alcohol or drug abuse. My Son wrote his car of last year and Budget has refused to pay out the claim as he was speeding!!!!! Where in the policy does it state this. The clause they are hiding behind is the clause that I mentioned in the beginning, I have made my payments on a monthly basis and now want them to commit to their promise. Surely if they don't pay out a claim for speed, it should be reflected in their terms and conditions. I still have a loan to pay and they are not interested. I would suggest that if you are insured with Budget Insurance for your vehicle, that you go and read your policy thoroughly. All the adverti*****ts that they have had in the last couple of weeks on the TV makes me mad. They want more clients, but don't look after their current clients. I just want them to honour their commitment. There are many other insurance companies, rather compare the policies and the costing before joining Budget Insurance. Penny Wise, Pound Foolish.