Avoid Insuring your Goods with Budget Insurance

I was advised not to insure my car with Budget or any insurer administrated by Telesure for that matter. But after what appeared to be a reasonable premium at the time, I went ahead with them anyway. Fast-forward more than a year later, my claim for minor scratches was denied despite quotes clearly showing that the maximum amount I am insured for will cover the repairs. I can only imagine what would happen if one were to claim for bigger damages.