Access more than the Cost of Windscreen.

As all might know. Budget always states they are the Cheapest, but let me tell you why they are. When I took out my Cover with Budget all seemed fine. I trusted them however when my windscreen was hit with a stone on the Highway I only the noticed that my excess is R1400. My bad, I should have read through my contract the minute I got it. My windscreen including fitting is only R1300. So I would have ended up paying them more than the cost of windscreen. When I contacted them, they just said so do I want do do the Claim. Did not care that they know they are doing there Client in.