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<p>I bought furniture at Morkels in March 2016 through JDG financials. We had agreed on a 12 month repayment plan of R1950 per month. On the first month I paid R3000. I called JDG call centre on the 7 February 2017 if I am not mistaken and asked for a settlement amount. U was told it was about 3 thousand plus. I get to the shop to settle and I was told that the settlement amount is 7 thousand plus. Baffled I leave. I call JDG to enquire and I do not get any reasonable answer. Then it hits me; when you call they tell you all calls are recorded. 1) if all calls are recorded them my February call was recorded how is it possible that I was given a wrong settlement amount? 2) I asked for a detailed statement and up until today I have not received one. When I called to find out what was taking so long I was told they were updating their system. I need that statement. 3) our repayment plan was for 12 months which end in April. U did however miss a payment in June made arrangements and paid arrears etc. I'm not in any arrears but my repayment does not end in April. How is that even possible? Instead of the money decreasing after payment it's increasing. People my opinion stay away from Morkels and JDG for peace of mind</p>