Waiting period

Dear Underwriters <br> <br> Please advise how you came up with the 3month waiting period ? as far as i can see a waiting period is app**** if you did not previously belong to a medical aid and the waiting period of UP TO 3 MONTHS applies if you have had interrupted cover for a period of 90 days . I was with my previous medical aid for almost 10 years i then decided to join Bonitas as i was not happy with the previous companies service . <br> <br> I dont understand why you are applying the full 3 months in my case please explain . Ur argument might be i could possibly have a pre-ex condition however it would not make sense for me to move from my medical aid of almost 10 years if i suspected i had a new medical condition . I disclosed the two conditions 1 of which no longer exists . <br> To be honest i think you throwing in the 3 month waiting period as Voetstoots because you can .<br> <br> Please can you send me your underwritng notes as i would like to see exactly how my application was underwritten . Please dont send generic emails just telling me i have a 3 month waiting period i need someone to breakdown the underwriting for me . <br> <br> PS i'm going to the Ombudsman with this <br> <br> <br>