UNJUSTIFIED QUOTE AND LATE JOINER FEE(RETRENCHMENT)

I am so disappointed , my sister was retrenched in February 2020 and she had my mother covered under her policy, we all know that almost everyone is battlinf financially, I made contact to see if I can move her over to mine as I am also with Bointas. The SHOCK!! Please also take note that Bonitas will give her full underwriting i.e. 3 months general waiting period, 12 months exclusion for any pre-existing conditions and the late-joiner penalty. The reason that they will be imposing underwriting is because she has had a break in cover of more than 90 days from the previous membership. A normal adult dependant on the primary option pays R1900, the 25% late joiner penalty for your mother will be an additional of R475 to her premium. This will bring your medical aid premium to a total of R5577. where does one get an extra R 2370 When the future of our jobs is uncertain? My mom is 70years old and cant afford to be without medical aid.