Pathetic changes that benifit bonitas only

Lately this scheme seems like a *******, I pay over 8K a month, 2 months I get a prescription the medication costs R750, the fund pays for it. Today I get the same prescription and the fund rejects it because according to them the formulary list changes every 6 months. So now I must pay the medical aid and buy the medication. Its like paying them for absolutely nothing. This is no more a medical aid for the people, it now looks like a damn ****