Money making scheme

As a woman, you have an annual check up with your gynae, which you book months in advance because of how busy the doctors are. Tomorrow I was supposed to have my appointment but my gynae informed me that I must first get a referral letter from my GP before I can have my appointment because if I don't my medical aid will not refund me what I pay and that this is a new stipulation from Bonitas. I'm sorry but this is absolutely ridiculous. It is an annual check up that women are SUPPOSED TO HAVE, I have been going to my gynae for years and she knows my history. My GP doesn't know all of that history. I shouldn't have to waste time and money by first paying for my GP to give me a letter (and then asking the medical aid to refund me for that) and then only being able to go to my gynae. Disgusted to say the least. And won't be able to go tomorrow, now I must waste time again to book another appointment and schedule my leave around it. Such an inconvenience!!!!!