expects a specialist to do the same as a gp

Bonitas Bon cap is a waist of time. They dont cover or anything. Its compulsory to have them for the company im working with yet i feel i am paying for GP visits only and its limited. Alot of co payments. I recently got a referal for a specialist but they dont pay even half of a specialist consultation fee or anything that the specialist test for or do, SO whats the point of approving a specialist visit if they expect the specialist to do nothing is the point of seeing a specialist not because a GP could find the issue so the specialist will run test and investigate the issue. Do not take this option i dont have a choice but i would rather then pay R250 for medical insurance that gives me way more then R1300 for boncap that is so useless. Very disapointed and too scared to get sick coz i must have cash as well coz of their heavy co payments and many rejections...Its just a pity the compulsory i will not recommened them at all.