NG
Nokuthembela G

1 reviews | Active since Jul 2013

09 Nov 2025, 19:54

3months waiting period with no membership break

I have just changed my medical aid from Discovery to Bonitas for a lower premium option as I hardly use my medical aid, I have no chronic condition and no admission in hospital in the last 9 years I was covered by Discovery and my last planned procedure was over 10 years ago, I was covered by Bankmed medical aid, for 5 years. I changed a medical aid as I was looking for something closer to a hospital plan with limited out of hospital benefit. My membership application was approved with 3months waiting period even though I dont have break inbetween my Discovery and Bonitas membership. I sent an email in October to query the waiting period as it did not make sense how the underwriting got to the decision. I have not received any response. It's been a bottom of the ba*****t type of service from the application process stage to the finalization. Dealing with someone who doesnt even make an effort in writing a standard business email. A welcome to Bonitas email was so primary school it was a blank email with a membership certificate attached. Whats disappointing about this service is this medical aid was recommended by someone with a chronic conditions that also moved from Discovery to Bonitas , she was underwritten differently as there was no 3months waiting period imposed. It's ridiculous business practice when a company doesnt have a stardardised underwriting rules, as it doesnt make sense to impose a 3 months waiting period to someone who has NO planned procedure. No medical condition. No break inbetween memberships.

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Replies (1)
Bonitas Medical Fund
Bonitas Medical Fund's reply10 Nov 2025, 08:23
Official
 Hello  Nokuthembel 

Thank you for bringing this matter to our attention. We’re truly sorry to hear about your experience and appreciate you reaching out so we can assist.

We will investigate this matter. 
  
We appreciate your patience while we are resolving this query for you. 
 
Kind Regards 

Bonitas Team