Please help

i have not had any experience with bmw financial services but am reaching out for assistance.

I have app**** for finance twice in the last 6 months and am being declined. My credit score is good, my salary is R60 000 a month for the last 6 months with very little expenses and debt.

i did miss payments on accounts from january 2020 to june 2020 because of losing my job due to covid, however i have for the last 6 months brought all accounts up to date, settled and not misssed since then.

i desperately need assistance in financing a car as mine is constantly breaking down and costing me huge sums of money to keep fixing.

please can someone assist