car repossession after missing only 2 months of payment

I have been paying my car for over four years without fail. Since last year October I had financial problems because of being u employed I missed two payments and in the process I informed ,BMW financial services but they refused to help me. Now they are repossessing my car when I'm left with 10 months to finish paying it off, they refuse to make arrangements with me even when I inform that I will pay the arrears and will continue with my installments until I finish paying it off. They say the only condition to keep the car is if I settle it which means I must pay over R 105 000 immediately plus legal fees which is very unfair. The customer service is the worst they tell me because I didn't pay for those two months means I can't afford the car I should let it go, just like that after paying it for over 4 years without missing a payment. Rather use normal banks for financing a car not BMW financial services they don't care about customers.