*****ing money from my account

I have a bluebean credit card and I pick up a service fee on my statement for R66.I was under the impression that's for transaction charges and never took in seriously. Today I called in the credit card dept and was told that amount is for a garage card which is linked to the credit card.I never ever requested for a garage card and never received one cause I don't need it.I have never asked Bluebean to add a 2nd card to my account so who gave them the go ahead to do so.I was all my money for the service fees refunded to me immediately with interest. This is a **** that bluebean is going around and taking money out of clients accounts without their permission. A warning to people out there that has a bluebean card please check your statements.