Beyond Shattered!

I have hit hard times and explained this to the bank, making a commitment to pay back money each month, regardless and if one takes a look at the track record one will see that this has happened religiously.<br> I then started getting daily, sometime up to 4/5 times a day a threatening call from MARY, who was very rude and determined that I must pay more even though I can't!! <br> The final straw is a call then sms and constant emails from Ms Africa who is demanding that I pay up or they will get the sheriff to come and serve me!! How is this possible, I have not NOT paid and I have told them what I can pay and it is now so un pleasant, I am on the verge of a nervous breakdown and ready to take my own life. Is this what they want?? When I have been paying each and every month regards!! Is this paving the way forward?? Is this Standard Banks modus of operation? PLEASE STOP - I AM PAYING EACH MONTH!!