Insurance dispute without evidence

The 8th September 2023 I was involved an accident which resulted my car to be a write-off while insured by Miway blink . After several investigations done I was contacted by the insurance indicating that my claim might be rejected because their witnesses that allege I was under the influence,but the cops were present at the accident scene and they took down my statement and by law SAPS won't never take a statement of someone who is under the influence and there is no medical reports that insurance have to prove that I testes positive for alcohol. They using their own discretion of discredited information which their have received to one of the pupils that directly benefit from the company as it is a tow-truck business that brings business to them. Since I am black person and young the favors were against my odds due to my skin ***mentation. I would like to announce I will have. To take legal action against the firm for defamation of character/character ********ation. There is a racial card at play and it will have detrimental consequences and reputational damage towards. P.S this was my last communication Miway blink has been given 10 days to defend or appeal from 27 March 2024 and we will ensure the insurance company accounts for settlement of the car and as well as additional costs that i incurred since my car was in an accident, in which the claim was rejected on basis of here say not proven record by a Medical professional or SAPS/Law enforcement agents which were on the accident scene. I have been heavy costs to conduct my business and i will make it an point that the insurance is fully accountability and will press charges against the panel that decided to reject my claim without written evidence . i have appointed a fully team of legal experts to deal with my case and i want to meet this insurance in court. I will use all the resources i have in my capacity to ensure my financial stress and mental distress is restored.