blakes maphanga antonneys

hi my name is octavia manana,aparently i had a loan at barnetts so it happens that i couldnt pay for it anymore iddnt afford it,they took the goods.so this furniture shop pointed lawyers saying i should pay the outstanding balance which is like 18-000.now my problem is i just want to know that is this this legal that i should pay the money back.because these lawyers told me if i dont pay it they will black list me.apparently i am paying R200 rands every month,they are deducting that amount of R200 on my account every month,the problem is now i get their sms every month saying i ddnt pay that amount of money.can u help me and check if this people are legal or they are just eating my money because i am afraid this could be a ****.or myb i should not pay at all.id ***