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**** **** **** They "pretend" to assist by "giving" you R5000 start up capital. You end up paying R30 000 interest over 3 years on the loan. What is the use of getting R5000 if you have to pay R2000 pm on the loan??????? The people at the call centre never call you back. The consultants never answer the cell phones or respond to their whatsapps.