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This company has deceived me into signing a loan cotract with CTI. They give you R5000 as a startup capital for trading and promise you that you will make a profit and they only want R34950 out of the profit that you will make. They also say that this amount will be paid in 24 equal monthly payments and they will start deducting in two months after you started trading because these repauyments will come out of the profit that you will be making. Their consultant (Johan Scheepers), when he gave me the Bill Masters Club contract to sign he also included CTI loan application underneath without my knowledge and I happened to sign it. Now the 24 months contract became a 36 months contract with CTI for R34950 loan. The consultant is not answering his phone. Now I am in the battle with CTI who I do not know and never spoke to regarding a loan. These two companies are actually working together to gain from the public. The worst part is that their consultant even forged my signature on one of the documents.