Penelope Smith, so easy and so simple

Hi Penelope, lovely to hear from you, and thank you so much for the wonderful review. We pride ourselves on making the process as simple as possible - why complicate matters:) And its especially nice when its so simple, and then you find some money owed to you that you had no idea was sitting there, waiting for you to claim it. Just in-time for Christmas:) Kind Regards, The BenX Team