Can’t complete my purchase

What a frustration I did online order when I need to pay with my TFG account that have credit I couldn’t I called in and I was told that I need to wait 3 months before I can shop online and is there security standard. Really what’s that some of us we can go to stores why are there no better security merge for one to use what a lame and useless excuse I am disappointed why did TFG joined this Bash thing and all items I need they are not near me