Unfair payment and date cover

<p>Gud day,on the 15 December 2016 I brought a car at Vw Arcadia in Pretoria so insuraned my with auto and general car insurance. I played an amount of R950 when I started with da insurance in December and in January I played R1888.80.I cancelled the insurance with effect from 14 February 2016 from the 15 February 2016 I will be with budget insurance. The problem I have is that auto and general r unfair to me because I told them that,the send me a letter to let me know my insurance elapse with them on the 31 January 2016,I do nt understand that bcse the debited on the 15 January I find unfair. I did write an email to them ask them to refund me the money for the 15 days but the refuse</p>