CW
Chandini W

1 reviews | Active since Oct 2012

06 Mar 2018, 10:28

Pathetic service and unauthorised debit orders

After Auto and General called me on 26/01/2018, they sent me a vehicle insurance policy document with a higher monthly premium than I had agreed upon telephonically. Immediately, I responded asking them to cancel my the policy which was only due to start on 01/03/2018. Instead of cancelling, they sent me an updated policy with the correct premium. On 29/01/2018 they called me and I asked them to cancel my policy before it started due to affordability. Instead they put me through to an agent who sent me an updated quote and told me I had up to 28/02/2018 to accept the quote. On 26/02/2018 I sent a mail explicitly asking Auto and General to confirm that no policies were active and to cancel them if any were. Up to today (06/03/2018) I have not had a single response from them even after sending follow up a follow up mail on 28/02/2018. Auto and General then proceeded to debit my account on 01/03/2018 but the bank returned the debit order and additionally charged me a fee for this unauthorised deduction. I immediately sent another mail to Auto and General expressing my dissappointment and asking them not to put through any further deductions as they had no right to. I have never even once received a response from them up to today on the matter and then all of a sudden today I got an sms from them saying my debit order had been returned and they would debit my account again on 16/03/2018 and additionally charge a fee. How unbelievable is that? They have absolutely NO RIGHT to do so and in actual fact should pay the fees the bank charged me for their first debit order attempt. I am absolutely disgusted at the poor service and the predator nature of this company who lures you in and then don't care enough to even respond to you once they believe they have trapped you in their snares.

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Replies (7)
Auto & General
Auto & General's reply06 Mar 2018, 10:30
Official

We acknowledge receipt of your complaint.

We will be in contact with you shortly to discuss your concerns.

Kind Regards,
The Auto & General Team.

Auto & General
Auto & General's reply06 Mar 2018, 11:26
Official

Update:

As requested, we will contact you back at a time that is more convenient for you to discuss your concerns.

Kind Regards,
The Auto & General Team.

Auto & General
Auto & General's reply06 Mar 2018, 14:32
Official

Update;

As discussed we confirm that we have cancelled your policy effectively. As agreed, we will look into the charges that you have occurred once we have received the requested documents.

We are really sorry that we are unable to retain you as a customer and apologise for any inconvenience this has caused.

Kind Regards,
The Auto & General Team.

CW
Chandini W's update07 Mar 2018, 14:23
Reviewer Update
Thank you for your quick response to my concerns and your assurance that there will be no further debits to my account. I have sent through the relevant documentation and look forward to hearing from you. Regards, Chandini
Auto & General
Auto & General's reply09 Mar 2018, 13:00
Official

Update:

Thank you for supplying us with the requested documentation. We confirm that the refund has been processed and that the funds will reflect in your account within a period of three working days if not sooner.

We apologise for the inconvenience this has caused and for the opportunity given to resolve the matter.

Kind Regards,
The Auto & General Team.

CW
Chandini W's update09 Mar 2018, 13:08
Reviewer Update
I am really pleased to say that the matter has indeed been resolved and I appreciate the friendly, helpful and professional service received from Dorothy Smit from Telesure on this. Regards, Chandini
CW
Chandini W's update21 Mar 2018, 12:05
Reviewer Update
Oh wow Auto and General, just when I think the query is resolved, you go and do it again - put through ANOTHER UNAUTHORISED debit order through my account on 16/03/2018!! When will this stop? Why do you do this to people?