Dont take out their car insurance

Regret moving from First for Women to them. I never had this issue with First for Women. I had to follow up myself on my claim and they told me they rejected it because value of repair was less than my excess. Luckily for me I went to three panel beaters where I stayed to assess the damage. They quoted me more than what their own quote now tell me how is that possible. Money making scheme and I am cancelling them. I did not have all this additional excess at First for Women. I am so done with them