Bad Service

I took up an insurance cover for my car on 21/07/2015 and they said they deduct the premium from my bank account. I then saw some unknown debit orders then I went to the bank unknowingly to reverse the debit orders mainly because I wanted to have funds in my account so that when the insurance debits my account. <br> <br> On the 07/08/2015 was involved in an accident and then I called to report the accident and claim. The consultant told me that I cancelled my policy on the 21st of July of which it's the date that I initially took out my policy. <br> <br> Now I'm sitting with a bill of R55 000 for the repairs.