Auto and Gen is trying to rip me apart

I am being harassed by Auto and General. I was involved in an accident with their client and it was nobody's fault but a pure accident. Now they keep on sending me messages that i have been found guilty and i have to pay them for damages. Who found me guilty? I engaged with their clients and agreed to settle it by assisting him to pay for his excess which i did.

Now Auto and Gen is insisting that i owe them for damages. Please give me a break.

Rather take the matter to court because i am not paying you a cent. I am not guilty as you've already passed your judgement.