KM
Karabo M

1 reviews | Active since May 2020

06 Aug 2025, 18:14

9 Months, a Non-Running Car, and a *****ulent Payout – I Will Not Be Silenced

I am finally ready legally, mentally, and emotionally to take this fight head-on.

After being a loyal client since 2020, Auto & General failed me completely when I submitted my first-ever claim in 2024 for a hijacked and recovered vehicle.

The vehicle has been a non-runner since the day it was returned. It was taken straight to my mechanic, who confirmed that the engine had been tampered with. Critical components were damaged, making it mechanically unfit to drive. Even the tow truck driver noted the same concerns at the time of recovery.

And yet, Auto & General paid only R16000 covering surface-level items like a battery and windscreen —while deliberately ignoring the full extent of the damage.

It has now been 9 months, and the car is still parked at my mechanic’s premises, untouched by any proper assessor from Auto & General. They made no effort to understand the true condition of the vehicle ,choosing instead to close the claim and leave me stranded.

I have collected every piece of evidence from the mechanic’s findings, photos, and email trails, to statements from the recovery team. This was not a fair claims process. It was gross negligence and misrepresentation.

Because I’m a woman with no mechanical knowledge, they thought I’d simply accept this — but I refuse.

I am moving forward with legal action. This will also be taken to the public and media, because consumers deserve to know the truth.

If you are considering Auto & General — don’t. Their failure cost me 9 months of transport, emotional stress, and serious financial loss. But I am no longer afraid.

I will not be silenced

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Replies (3)
Auto & General
Auto & General's reply06 Aug 2025, 18:18
Official
Good day Karabo,

We're sorry to hear about your claim experience with us and would like to help.

Your complaint has been escalated to the relevant department who will be in contact with you.

Kind Regards
The Auto & General Team.
KM
Karabo M's update06 Aug 2025, 20:22
Reviewer Update
This response is not acceptable.

I’ve been ignored and misled for months, and now I’m being handed off to “the relevant department” yet again after receiving a R16,000 payout for a vehicle worth over 120k with false assessment? Auto and general you will be held accountable i am afraid!

There’s nothing more to escalate. I have already taken this to the Short-Term Insurance Ombudsman and I am proceeding with legal action outside the OMBUD . Everyone everywhere will hear and know this story! I will not ***er!

All evidence is ready, including proof of mechanical tampering, the condition of the vehicle post theft, and communication failures from your side. You will be held accountable publicly and legally.


Auto & General
Auto & General's reply07 Aug 2025, 07:09
Official
Good day Karabo.

We are sincerely sorry for the service you have received, and your complaint has been escalated to our team to assist you.

King regards, 

The Auto & General team