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AGS HEALTH, Underwritten by Asterio Medical Insurance is not reliable. We had joined them for a year and in that year not once was it smooth to consult a doctor. they make empty promises. LIES infact. I believe they are a **** ripping people off. Everytime we have to see a doctor there isa story to a point where my doctors refuses to work with them. they didn't even want to cancel my policy and took my money unauthorized to do so.