Unnecessary email and SMS costs

Hello people. Received a reply from tfg.. I was informed that the deadline date for paying accounts was the first of each month, I was also informed that there's clause 9.3 and 9 .4 and 9.5 .2 which I have no idea what hey talking about , apparently it's there when you open the account. I opened the account in 1990s 😂😂😂, the writing was so huge I could not have missed it stupid me.Tfg had their deadline changed from the 7th of each month to first...I am totally not happy with this as I enjoy tfg but I get paid on the last day of the month ,,,I have no breathing space to pay my tfg account...can someone tell me can I lodge a complain against tfg to the ombudsman for changing the. Dates of deadline from 7th to 1st...another thing is this 1st deadline a legal time to pay your account is it regulated by the NCR.Business is Business I get it, but there must be a cooling off period to pay your account if it was 7th now moved to 1st...I totally disagree with this change and they are making money of your missed deadline the 1st , which I feel is unconstitutional......do the math, they making money of missed deadline seriously have an issue with this as it's not about my account but collectively........thank you for reading my story I will follow up for the better of customers rights.💪🏿💪🏿💪🏿👍🏿👍🏿