To expensive ridiculous

Im starting to believe what people are saying about all life, they say they have low premiums haaibo R1900 for a life cover, who in their right mind would agree to this,for people who earn less and bread winners expected to pay so much, and who said people with hiv/diabetes die early then any other person, people with Hiv /diabetes leaving a very health life, why are they being barried alive with so much premiums haaibo, if only you had competition haai this is day light *******, on TV they say cheap and affordable premiums for who a person earning a lot of money who does not know what to do with their moneys. This is insane, almost fall of my chair when i head the premiums you dont deserve even a star