Life policy

All life insurance company are a total reap off. We've been paying for the whole 6 months only for them to tell us now that due to underwriting they cannot continue to cover my mother and they cannot refund us because insurance is a risk. When I asked them why they didn't tell us that after they have received the results from the lab months ago, their was: they needed t be sure but yet they were still deducting money from my account. Not very pleased with this insurer.