I app**** for a loan...

I app**** for a loan which was approved.. Then I had to pay initiation fee after that I had to pay security deposit fee and a further fee to release the funds (authorisation fee) which I did not pay and when I contacted them for a refund I was declined which I don't understand because I did not receive any funds..I don't have money yet they asking for a whole lot of fees that I must pay to get a loan...