We need to communicate through Hello Peter

Seeing that there is no other way to get a hold of African Bank, other than Hellopeter when a complaint has been registered, I'd like to put evidence in chief of how my relationship will go down with African Bank.

1. Given that for just over 2 years I've been trying to make amicable payment terms to catchup the arrears on my accounts, wherein I've diligently acknowledged the same and never said otherwise. 2. African Bank has continually shot down the request and subsequently blatantly ignored the same. 3. During this time of just over two years African Bank has not once issued a Section 129,despite the Numerous attempts to issue the same so that we can proceed worth with Legal, which just puts african bank in a worse off position when we do meet in court. 4. Even Debt Review didn't work with African Bank, wherein they demanded their own terms, which also goes against the grain of the NCR.

NOW: I have noticed that you proceeded to place a default on my credit profiles which is fine and within your rights, what you don't know is that because you've never issued a Section 129, nor informed me of the same and the fact that there is currently a dispute in progress with African Bank you cannot legally do that but hey African Bank wants to work within their own parameters.

To conclude and for ease of reference, I am placing a article here for African Bank to reference https://www.moneyweb.co.za/news/south-africa/dont-treat-national-credit-act-as-a-box-ticking-exercise-judge-to-ffs-finance/

This is quite clear that you will loose this legal battle, wherein I've asked you to work with me and still refuse to do the same. I've instructed my attorney to proceed forth with legal action and ensure that we also get in front of the same judge, wherein I'll also present the two years worth of communication between myself and African bank, all emails and communication, every call recording where you have blatentky ignored me to the judge wherein I've attempted on several occasions to get favorable terms for both parties.

What the judge will see is the exact same, where it won't be blanket your terms but need be amicable terms.

Your case will be lost and I'll win, with costs, this is what I've said to you will happen for the past two years yet you think I'm a stupid idiot. Now that it is in the media and there is reference material available, maybe now you will wake up and escalate this to a senior manager.

PS: I am relocating to Cape Town on the 28th of June, so getting infront of the same Magistrate will actually be far easier.

Ultimately, this is your loss and my win, but that is just a hard lesson that African Bank will need to learn.

The point I'm trying to make it here