Unable to settle my account

<p>Like have received sums from African bank to settle my account and when I phone I cannot get an answer. I ha2 loans and 1 credits card. I have settled the 1 loan and credit card 2 years ago but i get called from lawyers telling me to pay. I have tried calling the numbers provided to settle my 1 account that I have left , but not getting any answer . Have called their collections department and still no help. I want to settle the loan I have with them but no help. But I get sims and called from lawyers to settle. I don't understand and I am fed up. If I don't get help by the end of October I am taking this to the Cpa.</p>