this is the worst service ever

I have 3 African bank loans, and one credit card.<br> This is the forth(4) time this happened. I have rectified this problem 4 times with Africa bank. They keep debiting my accounts on the 25th of each month, while I get paid on the 24th of each month. Now my accounts are in arrears, this is my name that is getting a bad credit ratting. I was planning on buy a house next year but thanks to Africa bank, this is not POSSIBLE anymore. I all ready gave notice at my current residence. I am very disappointed in African bank. I feel that i have been violated. Will African bank be able to sort out the problem the created for me now.