Terrible app and high charges

The banking app is pathetic, it's slow, extremely slow, you can't use it for anything after 10:00 pm like from 10:00pm you're as good as broke you can't even buy airtime even now it's 6am and I still can't buy via the pathetic app. As for the banking charges in general they are insane and they have the guts to tell people to get paid in their African bank account yoh now that would be a terrible mistake. The app is a disaster