Spam bank

So I have been paying my account after a notice or 2. It came to my attention that the stupid bank is making me pay a credit card that I paid off in 2012. Secondly, my balance should be little because of payments made without fail until I decided to stop paying it in June. After calling and being put on hold, I put it to rest. I warn anyone that should you take a loan, AFRICAN BANK will come back 5 years later saying that you didn't make a payment. I am not surprised why it is such a failure anyway. The interest rates are way too high. For a loan of R5000, should you want to pay it off, you end up paying R12000. Now where is the sense in that? I dont know which financial institute bailed them out when they were about to close. Bad bad move. Absolutely bad because Not-So-African Bank is avenging using their customers.