KL
Kyle L

1 reviews | Active since Sept 2021

06 May 2023, 11:00

Shocking service

I don't even know where to begin to explain my frustration. I had a loan I took many years ago. Due to circumstance the account was handed over to Concept Recoveries and I have been paying monthly to them ever since. I recently contacted Concept to obtain a settlement letter and upon receipt of the letter I settled the account in full. I was then provided a paid up letter. I have now submitted the paid up letter to Transunion who have advised that African Bank are disputing that the loan is paid up after me settling it. I decided to call African Bank to find out what is going on. The guy on the line wanted me to confirm a cellphone number that I used over 10 years ago. Of course I could not remember it and was advised I need to go into a branch. Today I went into your branch at The Atrium in Overport Durban who advised they also cannot help me as my fingerprint doesn't work and I should go to home affairs. What nonsense is this? I go to Capitec, FNB and many other places where I insert my fingerprint and this is the first time I'm being advised of this. Now you tell me what I must do?? I can't get help when I call, I can't get help at a branch and I have paid up the account and I want it removed from ITC but can't because African Bank want me to go to home affairs??? I am a working person I don't have time to go to home affairs just for you to update your records. Surely there should be a way of updating this we are not living in 1903. I am absolutely annoyed and angry at the fact that when you wanted your money I was hounded for it but when it's time for you to do your part there is red tape. Typical to expect this in our country where everywhere we go as consumers we are given ****py service and the run around. I expect this to get some kind of resolution or else I will make use of all social platforms and naming the people in your organization who are not even willing to assist. Pathetic service honestly

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Replies (3)
KL
Kyle L's update06 May 2023, 15:21
Reviewer Update
This is a absolutely useless response. It's of no help to me because clearly you didn't read my message properly
KL
Kyle L's update07 May 2023, 16:47
Reviewer Update
This transaction is supposed to be simple. I paid the account up. Concept recoveries can confirm that. I am applying for a ****** loan or anything. I literally want you guys to remove the loan from ITC. I don't understand what is the big problem with this. I wouldn't have to be going through all this if African Bank didn't dispute that I have paid the loan up after I have sent a paid up letter from the collection company you deal with. Can you guys not confirm with them and then update my credit profile????? It is the first time since I am born that a creditor gives a consumer such a hard time after paying a loan up. The process is normally simple. Loan is paid then ITC is updated. I shouldn't have to call or go into your branch and the only reason I did is because African Bank disputed that the loan is paid up when it was. I think I'm just going to have to approach the ombudsman. How is this TCF? And you talking about POPIA? I went to the branch with ID, proof of residence and the paid up letter. What more proof do you want in terms of POPIA? This is pathetic
African Bank
African Bank's reply08 May 2023, 08:14
Official
Thanks for speaking up and calling us out. We're serious about keeping personal information safe. However, to do this we need to confirm your identity before we can start working on your concern.

Your African Bank Support Specialist team
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