Settled Accounts are killing me

I have settled my accounts and even though African Bank was supposed to remove the negative information during the Credit Amnesty, I am still struggling with these accounts on my credit profile. It reflects that I am handed over to lawyers and is drastically reducing my credit score. It even shows that I am an in arrears when I try to apply for a loan with African Bank. These loans should have been completely removed from my credit profile long time ago. I honestly regrett the day I entered your business. I can't even buy a house even though I have not defaulted on my current active accounts. African Bank is honestly not so African and does not show the vision of it's founders. I am honestly depressed because of these settled and closed accounts. You guys are killing me. Please remove these accounts from my credit profile, I have paid the time you sentenced me to a life of struggle and embarrassment.