**** Service!

<p>Its been a month now trying to replace my lost credit card; it's either the consultants are busy running around the mall, leaving clients queing, the ****** system is offline or they don't have replacement cards....like how useless. And everytime I come back to the branch, I need to produce my latest bank statement - which costs money and my poa. Your service is sickening, none existant actually. And you must tell your consultants to be early for work. Your branches open at 8:30 not 9h00; or rather yet open at 9h00 when they are at work instead of the us finding empty desks. Nonsense of a bank</p>