Requesting a settlement discount

Good Morning,

I took out a loan with African Bank and have been paying 4320 every month since Dec 2019. The difference betweeen starting amou till currently is merely R10000 but have paid more than R50000.

I have now sold my car so that I can settle my debt.

I would like African Bank to offer me a settlement discount, as I have now become a sole provider at home and would like to clear the debt so that my credit report does not negatively get affected.